With Election Day just around the corner, the constant headlines and varying opinions have left many feeling uncertain and anxious about the outcome. We understand your concerns and the potential impact the election results may have on your well-being. In times like...
I grew up in China in the 1970s, a time when material goods were scarce. I vividly remember the days of food ration stamps and how a can of spam was the most luxurious and delicious treat I could imagine as a child. Everyone I knew was a saver, driven by the need to...
The New Year is a fresh start, an opportune time to reflect and set new dreams and goals. Gyms become busy, travel plans are made, and new diets, schedules or budgets are adopted. But if we are honest, sustainable changes are hard, as our motivations often fade in a...
As the fall season is upon us and the holiday season approaches, now is a perfect time to reflect on the year, think about people in need and organizations you want to support and honor, and make a meaningful impact. For this purpose, we have prepared four...
School is out and summer is in full swing! We hope you enjoyed a fun and relaxing Independence Day with friends and family. As we celebrate the spirit of freedom and independence this summer, we can reflect on the importance of achieving financial independence in our...
If asked: “What is the most important consideration for retirement?” What comes to your mind? Most people would answer: “having enough money.” While financial security is necessary, in my last 18 years of experience working with clients, I have found it is...
Happy Lunar New Year from all of us at Silver Oak! January 22nd marked the beginning of the Lunar New Year. Each year in the Lunar calendar represents one of the twelve zodiac animals. 2023 is the Year of the Rabbit, representing longevity, peace, and prosperity. The...
"The stock market is a device which transfers money from the impatient to the patient."Warren BuffetThe continued market gyrations, coupled with rising interest rates, record inflation, and global conflict, have caused many investors to pause. What is going to happen...
A common saying in investing is that “Past performance does not guarantee future results.” In life, however, we often study the past to give us insight into the future. In the last two years, the Covid-19 pandemic has transformed the world and our lives. But how is it...
When you think about the word “well-being”, what comes to mind? Health and wealth? Happiness and success? Well, it may be different from what you think of. Based on the book “Well-Being”, by Tom Rath and Jim Harter, well-being is about the combination of our love for...