Silver Oak Wealth Advisors Services, LLC (“Silver Oak”) is a registered investment adviser with the Securities and Exchange Commission however, such registration does not imply a certain level of skill or training and no inference to the contrary should be made. Silver Oak may only transact business in the states where the firm is noticed filed or otherwise exempt. Please see our Form ADV Part 2A Disclosure Brochure, which can be obtained at www.advisorinfo.sec.gov. Silver Oak is separately owned and unaffiliated with any other entities mentioned or featured in this video. This video presentation discusses certain investment products and/or securities and is being provided for informational purposes only, and should not be considered, and is not, investment, financial planning, tax or legal advice; nor is it a recommendation to buy or sell any securities. Investing in securities involves varying degrees of risk, and there can be no assurance that any specific investment will be profitable or suitable for a particular client’s financial situation or risk tolerance. Past performance is not a guarantee of future returns. Individual performance results will vary. The opinions expressed in the video reflect Silver Oak’s or Linda Cao’s (as applicable) views as of the date of the video. Such views are subject to change at any point without notice. You should not treat any opinion expressed by Silver Oak or Mrs. Cao as a specific inducement to make a particular investment or follow a particular strategy, but only as an expression of general opinion. Silver Oak or one of its employees may have a position in the securities discussed and may purchase or sell such securities from time to time. Some of the information in this video has been obtained from third party sources. While Silver Oak believes such third-party information is reliable, Silver Oak does not guarantee its accuracy, timeliness, or completeness. Silver Oak encourages you to consult with a professional financial advisor prior to making any investment decision.