Silver Oak Insights
Year-End Tax Planning Considerations
As we approach the end of the year, now is a great time to think about proactive tax planning opportunities, especially in light of changes coming from the One Big Beautiful Bill Act (OBBBA) for 2025 and beyond. Charitable Giving Beginning in 2026, the OBBBA will...
Insights on Fire Loss
As we approach the end of summer, I hope you’ve had moments of rest, joy, and connection with the people you love. Life has a way of bringing both the changes we prepare for and the ones we never see coming. It’s hard to believe it’s been eight months since the...
Silver Oak Women Circle Event Harvest
In a safe and supportive space, our Women Circle attendees experienced what true connection and compassion feel like, reflected on past challenges, and shared the tools and resources that helped us overcome them. We recognized the deep commonalities in our life...
Navigating Uncertainty in 2025
Recent headlines and events have left many of us feeling unsettled—from the devastating Southern California wildfires to widespread government layoffs, and the impact of tariffs and rapidly shifting domestic and international policies. For those directly affected by...
A Big Week Ahead
With Election Day just around the corner, the constant headlines and varying opinions have left many feeling uncertain and anxious about the outcome. We understand your concerns and the potential impact the election results may have on your well-being. In times like...
What is Your Money Story?
I grew up in China in the 1970s, a time when material goods were scarce. I vividly remember the days of food ration stamps and how a can of spam was the most luxurious and delicious treat I could imagine as a child. Everyone I knew was a saver, driven by the need to...
Make Lasting Changes with Ease
The New Year is a fresh start, an opportune time to reflect and set new dreams and goals. Gyms become busy, travel plans are made, and new diets, schedules or budgets are adopted. But if we are honest, sustainable changes are hard, as our motivations often fade in a...
Year-End Charitable Gifting
As the fall season is upon us and the holiday season approaches, now is a perfect time to reflect on the year, think about people in need and organizations you want to support and honor, and make a meaningful impact. For this purpose, we have prepared four...
Achieving Financial Independence: A Path to Freedom
School is out and summer is in full swing! We hope you enjoyed a fun and relaxing Independence Day with friends and family. As we celebrate the spirit of freedom and independence this summer, we can reflect on the importance of achieving financial independence in our...
Retirement Reimagined
If asked: “What is the most important consideration for retirement?” What comes to your mind? Most people would answer: “having enough money.” While financial security is necessary, in my last 18 years of experience working with clients, I have found it is...